Interest Rate Model

Algorithm used to determine interest rates for lending and borrowing.

Asset Classification

Assets supported on Unitus Finance are categorized into five groups with assigned distinct interest parameters. These categorizations are determined by evaluating the level of risk and liquidity associated with each specific asset.

Interest Parameters

Asset Type	UR Kirk	Base	Slope 1	Slope 2
Stable	90%	0	5%	60%
Main Primary	70%	0	5%	100%
Main Secondary	65%	0	7%	80%
BUSD (Sunsetting)	1%	100%	100%	300%
BNB Chain - POS	90%	0	9%	100%
BNB Chain - CAKE	65%	0	7%	120%

Supply Rate

SupplyRate = BorrowRate * UR * (1 - Reserve Ratio)

Borrow Rate

• UR stands for Utilization Ratio

• UR = Total Borrows / Total Supplies