Interest Rate Model
Algorithm used to determine interest rates for lending and borrowing.
Last updated
Algorithm used to determine interest rates for lending and borrowing.
Last updated
Assets supported on Unitus Finance are categorized into five groups with assigned distinct interest parameters. These categorizations are determined by evaluating the level of risk and liquidity associated with each specific asset.
| Asset Type | UR Kirk | Base | Slope 1 | Slope 2 |
|---|---|---|---|---|
SupplyRate = BorrowRate * UR * (1 - Reserve Ratio)
UR stands for Utilization Ratio
UR = Total Borrows / Total Supplies
Stable
90%
0
5%
60%
Main Primary
70%
0
5%
100%
Main Secondary
65%
0
7%
80%
BUSD (Sunsetting)
1%
100%
100%
300%
BNB Chain - POS
90%
0
9%
100%
BNB Chain - CAKE
65%
0
7%
120%
