Interest Rate Model

Algorithm used to determine interest rates for lending and borrowing.

Asset Classification

Assets supported on Unitus Finance are categorized into five groups with assigned distinct interest parameters. These categorizations are determined by evaluating the level of risk and liquidity associated with each specific asset.

Interest Parameters

Asset TypeUR KirkBaseSlope 1Slope 2

Stable

90%

0

5%

60%

Main Primary

70%

0

5%

100%

Main Secondary

65%

0

7%

80%

BUSD (Sunsetting)

1%

100%

100%

300%

BNB Chain - POS

90%

0

9%

100%

BNB Chain - CAKE

65%

0

7%

120%

Supply Rate

SupplyRate = BorrowRate * UR * (1 - Reserve Ratio)

Borrow Rate

  • UR stands for Utilization Ratio

  • UR = Total Borrows / Total Supplies

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