# Overview

Welcome to Unitus documents, you can find all the essential information about Unitus right here.

## What Is Unitus?

As you can read [in this post](https://forum.dforce.network/t/the-dforce-x-plan/1407), Unitus Finance, formerly known as dForce Lending, has undergone rebranding and evolved from dForce Lending, inheriting all of dForce's lending features and smart contracts, and marking a significant milestone as the first platform to provide native dForce USX liquidity across multiple L1/L2s.

Unitus, currently governed by dForce, has introduced the UTS token to drive farming initiatives. Once a satisfactory level of decentralization is achieved, the UTS token will assume governance of Unitus to ensure fairness.

## Our Mission

Unitus aims to become a cross-chain and omni money market, connecting liquidity across the globe, encompassing both crypto and real-world assets, and spanning the realms of on-chain and off-chain ecosystems.

The Unitus core team are committed to advancing Unitus Lending by eliminating entry obstacles, enhancing the user experience, and striving to push DeFi into the mainstream.

## Features

Unitus Finance offers a range of advantages that distinguish it from existing protocols:

* ***Multi-chain:*** Unitus extends DeFi lending & borrowing capabilities to multiple blockchain.
* ***Cross-chain:*** Through the integration of dForce’s native USX stablecoin, users can secure omni USX liquidity by using collaterals assets from various blockchain networks.
* ***Tokenomics:*** Unitus’ tokenomics and liquidity mining mechanism incentivize long-term liquidity and align interests effectively.
* ***SuperCharged Mode:*** Unitus achieves maximum capital efficiency by enabling higher loan-to-value (LTV) ratios for correlated assets, including LSD assets like wstETH, rETH, cbETH, among others, as well as Real World Asset (RWA) yield assets like sDAI and sUSX.
* ***Segregated Mode:*** Users can borrow stablecoins against long-tail crypto assets with specific risk parameters tailored to each asset, diversifying market offerings and catering to a broader range of users.
* ***Time-Locked Mechanism:*** A predetermined time delay may be applied before certain requests are executed to allow the protocol to monitor for any suspicious activity.