# New Assets

All new assets and collateral being considered for acceptance into Unitus undergo a thorough risk assessment and voting process, as outlined below:

## **Nomination**

Adding new assets or collateral to Unitus involves a governance proposal and voting process. The proposal encompasses various factors, such as the asset type, its suitability as collateral, loan-to-value ratio (LTV), factors related to borrowed assets, supply and borrow caps, and liquidation penalties.

Anyone can nominate their preferred assets on our forum. The Unitus team will conduct initial risk assessments for the most popular asset proposals, including defining risk parameters. An on-chain proposal will then be formulated. The ultimate decision rests with UTS token holders and can only be accepted following the approval of the governance proposal through Snapshot.

## **Assessment**

All community members are welcome to participate in discussions related to asset assessment through our [Forum](https://forum.dforce.network/). The internal initial evaluation will commence once the proposal is submitted.

Our risk assessment model considers smart contract risks based on the type of token proposed:

1. For standard ERC-20 tokens, we will initiate an internal vesting process and grant immediate clearance.
2. For ERC-20 tokens that deviate from the standard ERC-20, our developer team must provide formal clearance before proceeding to the next stage.
3. For non-ERC-20 tokens, we require verification and code auditing by at least one external party, which can be either an auditor or a well-recognized community technical reviewer.

## Score Card Checking

Test scores will be assigned to each asset, providing an overall result for the risk assessment. The score range is between 0 (highest risk) to 100 (lowest risk).

All proposed assets must achieve a minimum score of above 60 before moving forward to Snapshot voting.

## **Snapshot**

The voting period will last for 72 hours. If passed, we will move into execution stage, and there is a minimum of 24 hours of grace period before the approved assets are added into the protocol.

*Note: Until UTS governance becomes active, decisions regarding new assets and parameter updates will continue to be made by the dForce DAO through the governance process.*
